For a chain, Einstein Brothers is quite good. Einstein Brothers and Bruggers are the only descent bagels I can get around here. They don't live up to NY bagel standards, but they are made right (boiled first then baked) and they are sold fresh.

that said, fruit in a bagel is an abomination created by goyim who don;t know better. Let them have their crazy bagel-like bread products. We know better!